PHILADELPHIA HOMEOWNERS!
Does your kitchen or bathroom need updating?
Do you want to remodel your basement?
Do you dream about central air?

Have you been putting off home improvement projects?
Find your answer with the
  PHILADELPHIA HOME IMPROVEMENT LOAN PROGRAM






Contact Us

Available only through participating lenders:
PNC Bank, Citizens Bank and TD Bank

Citizens Bank
Participating Branches In Philadelphia Home Improvement Loan (PHIL) Program

Branch Address City Zip Region Phone
12th & Spring Garden 1201 Spring Garden St. Philadelphia 19123 Center City 215-978-5176
1417 Walnut 1417 Walnut St. Philadelphia 19102 Center City 215-561-1439
20th & Market 2001 Market Lobby Philadelphia 19103 Center City 215-561-9807
22nd & Indiana 2942 North 22nd St. Philadelphia 19132 Northwestern 215-226-8080
52nd Street 15 South 52nd St. Philadelphia 19139 Northwestern 215-748-3950
7th & Market 701 Market St. Philadelphia 19106 Center City 215-928-1363
Bala 15 City Line Ave. Bala Cynwyd 19004 Main Line 610-617-0742
Broad & Erie 3711 Germantown Ave. Philadelphia 19140 Northwestern 215-226-8083
Burholme 7248 Rising Sun Ave. Philadelphia 19111 Northeast 215-722-2948
Castor Avenue 6537 Castor Ave. Philadelphia 19149 Northeast 215-289-9698
Cedarbrook Cheltenham Ave/Easton Rd Wyncote 19095 E. Montgomery 215-886-8089
Cira Centre 2929 Arch St. Philadelphia 19104 Center City 215-382-1960
Frankford 4700 Frankford Ave. Philadelphia 19124 Northwestern 215-537-6682
Franklin Mills 195 Franklin Blvd Philadelphia 19154 Bucks 215-281-1700
Germantown Avenue 5500 Germantown Ave. Philadelphia 19144 Northwestern 215-844-0820
Godfrey 5th St. and Godfrey Ave. Philadelphia 19120 Northwestern 215-782-2122
Haddington Mall 57th & Vine St. Philadelphia 19139 Center City 215-748-6554
Havertown 1635 East Darby Havertown 19083 Delaware County 610-789-1005
Lehigh Avenue 1021 West Lehigh Ave. Philadelphia 19133 Northwestern 215-226-8087
Logan 4949 North Broad St. Philadelphia 19141 Northwestern 215-457-6680
Market Square 7780 Crittenden St. Philadelphia 19118 E. Montgomery 215-242-0840
Mayfair Frankford Ave. and Teesdale St. Philadelphia 19136 Northeast 215-624-2101
Melrose Park 7425 Front St. /Cheltenham Ave Cheltenham 19012 E. Montgomery 215-635-2772
Oregon Avenue 2540 South 24th St. Philadelphia 19145 Penn Jersey 215-952-0679
Overbrook Park 7543 Haverford Ave. Philadelphia 19151 Delaware County 215-871-0190
Penn Center 1515 Market St. Philadelphia 19102 Center City 215-561-9816
Penrose Plaza 2900 Island Ave. Philadelphia 19153 Penn Jersey 215-365-4684
Port Richmond 3500 Aramingo Ave. Philadelphia 19134 Northeast 215-537-6687
Progress Plaza 1501 North Broad St. Philadelphia 19122 Northwestern 215-978-5179
Robbins 6271 Frankford Ave. Philadelphia 19135 Northeast 215-338-3657
Roxborough Shop Rite 6901 Ridge Ave. Philadelphia 19128 Delaware Co. 215-482-3506
Stenton 6324 Stenton Ave/Washington Ln Philadelphia 19138 E. Montgomery 215-782-2131
Tacony 6958 Torresdale Ave. Philadelphia 19135 Northeast 215-624-9012
Torresdale 9218 Frankford Ave. Philadelphia 19114 Northeast 215-331-3720
Twelfth Street 1234 Market St. Philadelphia 19107 Center City 215-561-5813
University City 34th & Walnut St. Philadelphia 19104 Center City 215-662-0871
West Philadelphia 6503 Haverford Ave. Philadelphia 19151 Delaware County 215-748-6312
Whitman Plaza 330 Oregon Ave. Philadelphia 19148 Penn Jersey 215-952-0726

Contact your local Citizens Bank branch to apply for a PHIL Loan. Required documents needed at time of application:

  • Most recent paycheck stub for each working household member.
  • Last filed, signed complete Federal Income Tax return for applicant and co-applicant (if any) and for each employed household member that is over 18 years of age. (A complete return includes all supporting schedules and a W-2 for wage earners.) Self-employed individuals are required to provide two years' tax returns instead of one.
  • Social Security Award Letter for applicant, co-applicant , or household member, if applicable.
  • Most recent Water and Sewer bill and Real Estate Tax bill showing current or a copy of the repayment plan.
  • The 1st 2 pages of your Homeowner's Insurance policy.