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Terms and conditions
If you are visiting Philaloan.com, then you agree to the website’s terms and
conditions. Otherwise, you should leave it. That’s why it is recommended to read
the section of conditions carefully.
What kind of services does Philaloan.com offer?
You should know that we are not direct lenders. Our website provides the
services of a mediator company, which works with a lot of responsible lenders.
After you apply for the payday loan, we start looking for the best suitable
lender according to your requirements. We provide both customer and the payday
lender with the best deal ever!
Who can apply for payday loan services?
US legislation allows to apply for the payday loan all citizens and residents of
the country whose age is over 18. In order to be qualified for the instant money,
all borrowers are required to provide the company with the basic personal
information: full name, age (proving it with passport), income information,
social security number, banking account details, contact information.
Only in case you fill in all required information that meets the website’s
requirements, you can count on getting payday loan services. By the way, bad
credit borrowers are also eligible for payday loans in case of meeting the
requirements, which have been mentioned above.
Who do we cooperate with?
We have a great number of direct lenders, who are ready to offer you beneficial
deals. After submitting your application, we send them your personal information
that is going to be processed by the potential lenders. We always look for the
most advantageous deal, which will satisfy both parties. The final step is the
lender’s approval, which takes place in case both borrower and the payday lender
agree on terms and conditions of an agreement. Most cases ( about (98%) are
How do we collect and use your personal data?
The information that is required to be filled in the application form is basic.
It is being collected while the procedure of submitting an application. We don’t
store your personal data at our website. We transmit it to the potential lender
in case you agree. We don’t share it with any third parties, except the direct
lender who seems to be suitable according to your term requirements. Moreover,
which help to look at the pages which were of interest to our customers. Cookies
serve the so-called customer-lender interaction remedy.
How much time does the information processing take?
You will be glad to discover that you’re the whole procedure of applying for the
payday loan online is really a matter of minutes. We give instant approval
to all our customers, except those who aren’t allowed to apply for payday loan
services due to the US legislation. Our priority is to satisfy both borrower and
the lender providing them with the most suitable deal. You will get your payday
advance within one working day, except national holidays.
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